Payment software vendors, ISVs, ISOs and embedded payment platforms are asked to prove their compliance posture by QSAs, SSF assessors and SOC 2 auditors, usually on someone else's timeline. Veritaq runs the readiness work first: scope determination, gap assessment, policy documentation and a remediation plan that hold up when the assessor arrives. Community banks and credit unions engage us the same way ahead of examinations, and MSPs bring us in for the clients they already serve. AI accelerates the work. The judgment behind it stays human.
Every engagement is structured around the specific regulatory framework your organization is subject to, not generic compliance checklists. Each one produces the complete deliverable set: gap assessment with prioritized findings, board ready policy documentation, and a remediation plan mapped to the framework's actual requirements.
Readiness assessment and SAQ preparation for ISOs, ISVs, service providers, community banks, and credit unions that store, process, or transmit cardholder data. Gap documentation and policy drafts structured for preparation ahead of QSA and ASV engagement.
Scope determination and readiness for software vendors under the Secure Software Standard and the Secure SLC Standard, including v2.0. Which standard applies, which modules, the sensitive asset inventory, and a handoff package built to the assessor's intake. For ISVs, terminal software vendors and platforms that supply payment software to others.
Gap assessment and control mapping against the AICPA Trust Services Criteria for service organizations handling customer data. Relevant for ISVs, ISOs, and fintech companies whose bank and credit union clients require third party assurance.
The primary supervisory framework for bank technology and cybersecurity. Covers IT governance, risk management, access controls, incident response, vendor management, and business continuity, the domains FDIC, OCC, and Federal Reserve examiners assess.
NCUA cybersecurity and information security requirements for federally insured credit unions, including alignment to the updated Automated Cybersecurity Evaluation Tool (ACET) framework replacing the retired FFIEC CAT.
New York's cybersecurity regulation for institutions licensed by the Department of Financial Services. Readiness for the governance, access control, risk assessment, and reporting obligations that apply to covered entities operating in New York.
The GLBA Safeguards Rule requirements for protecting customer financial information. For banks and credit unions, and for the businesses outside banking the Rule also covers: auto dealerships, CPA and tax firms, mortgage and finance companies, and other financial institutions under FTC jurisdiction.
We specialize in the compliance gap between what your payment infrastructure covers and what your actual regulatory obligation requires.
Software Security Framework readiness for vendors whose software will be validated by an SSF assessor and listed by PCI SSC. A deterministic scope determination first: which of the two standards applies, which modules, and why. Then the sensitive asset inventory, the gap assessment against the applicable objectives, and a handoff package built to the assessor's intake.
PCI DSS service provider readiness for ISOs and ISVs. Scoping, gap assessment, policy documentation, and the package the QSA starts from: the compliance program no merchant portal or processor platform was built to deliver.
Every ISV that becomes a payment facilitator inherits a service provider PCI obligation that stalls merchant onboarding and creates unaddressed liability. Veritaq closes the readiness gap before the formal assessment, scoped to your payment model.
Examination readiness, safeguards alignment, information security policy development, and board level compliance reporting, without the cost of a full cycle engagement from a large firm. Examiner ready documentation for institutions that need to move fast.
Most firms deliver a gap list. We deliver the package: gap report, policies, and a remediation plan, ready for the board, the examiner, the auditor or the assessor.
We establish the applicable frameworks, organization profile, and upcoming examination or assessment date. For PCI SSF, a deterministic scope determination tells you which standard and modules apply before any work is priced. Scope and pricing confirmed before any work begins.
A structured assessment mapped to current examiner, auditor and assessor expectations, run live with the people who own each area. A single-lead organization typically completes this in one session. A multi-team organization runs one session per owner, scheduled at your pace.
Gap report with prioritized findings, policy drafts for identified deficiencies, remediation plan with owners and target dates, and a stakeholder ready summary, delivered within five business days of your final session.
Advisory work is being rebuilt around AI. Engagements that once ran for months now close in weeks. Veritaq is built for that shift rather than pretending it is not happening. But faster is not the same as automated. The mechanical work runs on AI. The judgment, the interpretation, and the accountability for what an examiner or QSA will actually accept stay with a practitioner. That is the line we hold, and it is the line that keeps the work defensible.
AI compresses the drafting, control mapping, and first pass scoring that used to consume an engagement. The work that takes experience still gets it. You get the speed of software with the judgment of an advisor who has sat across from examiners and QSAs.
Assessments run on a deterministic engine. Scoring, SAQ routing, and requirement mapping follow encoded logic drawn from the standards themselves, so the same inputs produce the same assessment every time. AI drafts the language. The logic underneath does not improvise.
Every conclusion is reviewed and owned by an experienced practitioner. We tell you what an examiner or QSA will actually see, not what a model hopes. Honest readiness you can defend, never a false sense of compliance.
We prepare organizations for the people who verify them. Formal attestations and certified audits come from independent CPA firms, Qualified Security Assessors and PCI SSF Assessor Companies, exactly as professional standards intend, and we coordinate with them rather than compete with them. You get an advisor with no incentive to grade their own homework, and a deliverable built to hold up when the verifier arrives.
Compliance requests from your clients rarely fit the services you sell, and hiring a compliance lead rarely pencils out. We deliver the engagement for your client, on a referral or white-label basis, with scope and pricing agreed before work begins.
Introduce us and step back, or have the deliverables carry your brand with Veritaq named as the preparer. Either way, the client relationship stays with you.
Scoping call, structured assessment, a findings register with an owner ready action plan, and policy drafts your client's board can act on. Scope and pricing agreed up front.
Merchants under card network requirements. Dealerships, accounting firms, and lenders with federal safeguards obligations. Software companies asked for security assurance. Banks and credit unions ahead of examinations.
When an engagement calls for a formal attestation, a certified audit, or specialized testing, we help your client engage the right specialists and coordinate the work through completion.
Veritaq Advisory was founded by a CISA certified compliance professional with over a decade of experience across external audit, financial services examination, and in house GRC leadership.
We have worked on both sides of the compliance equation, advising regulated institutions on examination readiness and building compliance programs from the ground up inside high growth fintech companies. That dual perspective shapes how every Veritaq engagement is structured: we know what examiners and QSAs look for because we have spent years preparing organizations to face them.
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