ISOs, ISVs, and embedded payment platforms carry compliance obligations no payment platform was built to address. Community banks and credit unions face the same gap ahead of regulatory examinations. Veritaq closes it. We deliver assessments, policy documentation, and a remediation plan before the formal assessment. AI accelerates the work. The judgment behind it stays human.
Each engagement produces a complete set of deliverables, not a list of recommendations.
SAQ type determination, cardholder data environment scoping, gap assessment against PCI DSS v4.0.1, and policy documentation for identified deficiencies. Structured preparation for ISOs, ISVs, merchants, and service providers ahead of QSA or ASV engagement. We cover the service provider compliance obligation your payment processor or acquirer portal does not address.
Information security policy drafts your board can approve, one for each identified gap: Information Security Program, Incident Response Plan, Business Continuity, Vendor Management, and more. Generated with AI, delivered as editable documents ready for legal review and board approval.
Structured gap assessment against current examiner expectations for community banks and credit unions. Prioritized findings with regulatory rationale, a gap report aligned to examiner expectations, and a board presentation your directors can act on.
Trust Services Criteria gap assessment and control mapping for service organizations and regulated fintechs. Compliance posture reporting aligned to examiner and auditor expectations.
We specialize in the compliance gap between what your payment infrastructure covers and what your actual regulatory obligation requires.
PCI DSS service provider readiness for independent sales organizations and software vendors. Scoping, gap assessment, policy documentation, and AOC preparation: the compliance program no merchant portal or processor platform was built to deliver. We know what a QSA looks for because we spent a decade helping companies prepare for them.
Every ISV that becomes a payment facilitator inherits a service provider PCI obligation that stalls merchant onboarding and creates unaddressed liability. Veritaq closes the readiness gap before the formal assessment, with gap scoring, policy templates, and a remediation plan scoped to your payment model.
FFIEC and NCUA examination readiness, GLBA Safeguards alignment, NYDFS coverage for New York licensed institutions, information security policy development, and board level compliance reporting, without the cost of a full cycle engagement from a large firm. Examiner ready documentation built for institutions that need to move fast.
Compliance assessment and documentation for technology firms serving regulated institutions. FFIEC, PCI DSS, and SOC 2 readiness, structured for firms that need to demonstrate compliance posture to their bank and credit union clients.
Most firms take three to four weeks and deliver a gap list. We deliver a complete package, ready for the board, the examiner, or the QSA.
We establish the applicable frameworks, organization profile, and upcoming examination or assessment timeline. Engagement scope and pricing confirmed before any work begins.
A guided assessment mapped to current examiner and QSA expectations. Designed for your IT, compliance, or security lead, with no prior framework expertise required.
Gap report with prioritized findings, policy drafts for identified deficiencies, and a stakeholder ready presentation, delivered within five business days.
Advisory work is being rebuilt around AI. Engagements that once ran for weeks now close in days. Veritaq is built for that shift rather than pretending it is not happening. But faster is not the same as automated. The mechanical work runs on AI. The judgment, the interpretation, and the accountability for what an examiner or QSA will actually accept stay with a practitioner. That is the line we hold, and it is the line that keeps the work defensible.
AI compresses the drafting, control mapping, and first pass scoring that used to consume an engagement. The work that takes experience still gets it. You get the speed of software with the judgment of an advisor who has sat across from examiners and QSAs.
Assessments run on a deterministic engine. Scoring, SAQ routing, and requirement mapping follow encoded logic drawn from the standards themselves, so the same inputs produce the same assessment every time. AI drafts the language. The logic underneath does not improvise.
Every conclusion is reviewed and owned by an experienced practitioner. We tell you what an examiner or QSA will actually see, not what a model hopes. Honest readiness you can defend, never a false sense of compliance.
Every engagement is structured around the specific regulatory framework your organization is subject to, not generic compliance checklists.
Readiness assessment and SAQ preparation for ISOs, ISVs, community banks, and credit unions that store, process, or transmit cardholder data. Gap documentation and policy drafts structured for preparation ahead of QSA and ASV engagement.
The primary supervisory framework for bank technology and cybersecurity. Covers IT governance, risk management, access controls, incident response, vendor management, and business continuity, the domains FDIC, OCC, and Federal Reserve examiners assess.
NCUA cybersecurity and information security requirements for federally insured credit unions, including alignment to the updated Automated Cybersecurity Evaluation Tool (ACET) framework replacing the retired FFIEC CAT.
New York's cybersecurity regulation for institutions licensed by the Department of Financial Services. Readiness for the governance, access control, risk assessment, and reporting obligations that apply to covered entities operating in New York.
The GLBA Safeguards Rule requirements for protecting customer financial information. Information security program development and documentation for banks, credit unions, and the fintechs that serve them.
Gap assessment and control mapping against the AICPA Trust Services Criteria for service organizations handling customer data. Relevant for ISVs, ISOs, and fintech companies whose bank and credit union clients require third party assurance.
Veritaq Advisory was founded by Rich Doyle, a CISA certified compliance professional with over a decade of experience across external audit, financial services examination, and in house GRC leadership.
Rich has worked on both sides of the compliance equation, advising regulated institutions on examination readiness and building compliance programs from the ground up inside high growth fintech companies. That dual perspective shapes how every Veritaq engagement is structured: we know what examiners and QSAs look for because we have spent years preparing organizations to face them.
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